Alternatives to Chapter 13 bankruptcy

Struggling with large amounts of debt can be overwhelming, and it is a reality that an increasing number of Americans are facing today. In fact, the New York Fed reports that total U.S. debts are steadily increasing, with mortgage balances rising by $162 billion in...

What is a hardship discharge?

If you decide to file bankruptcy in Alabama, you first have to decide which type to file. If you have enough income, then you can file Chapter 13, which is a repayment plan. You create a plan to pay back your creditors. You will not always have to pay the full amount,...